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Oklahoma has some of the most affordable housing in the country. Nevertheless, Oklahoma lacks enough affordable housing to meet the demand of the low-income population. Although this shortage may never completely subside, we can take action to decrease it. Developers, builders, trades people, lenders, and real estate agents all profit from the increased real estate development that produces affordable housing. However, it’s the families and communities of Oklahoma that benefit the most from affordable housing.
Putting people in homes is a good place to start making a difference in the lives of people by fulfilling their housing needs and dreams. Whether it be affordable housing programs ranging from a homeless program and rental assistance to housing development and home ownership- Oklahoma is on track to spend hundreds of millions of dollars to address the affordable housing needs of many Oklahomans. |
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 Oklahoma Housing Finance Agency |
The Oklahoma Housing Finance Agency is a Public Trust that was created by Executive Order by the Governor in 1975. The Agency is a non-profit entity and tax exempt, with the State of Oklahoma as the beneficiary of the Trust. The Trust was established to better the housing stock and the housing conditions in the State of Oklahoma.
OHFA has since grown to a multi-million-dollar agency with over 100 employees administering nine housing programs. From the manual days of processing paperwork to automated computer days, OHFA has grown from helping 3,500 families annually to helping over 25,000 in recent years. Oklahoma’s largest provider of affordable housing, OHFA offers nine housing programs ranging from “OHFA Advantage” for home ownership to housing development and rental assistance.
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| Oklahoma City Housing Authority |
The Oklahoma City Housing Authority (OCHA) is located near the intersection of two major interstate highways, I-35 and I-40, in the capital city of Oklahoma. Established in September, 1965, the OCHA currently owns Public Housing consisting of 3,140 units. In addition, the OCHA administers approximately 3,860 units of Section 8 Housing in the Oklahoma City area. This enables provision of affordable housing and rental assistance to low-income people and their families with the availability of 7,000 dwelling units.
In addition to housing programs, OCHA offers or contract many assistance and training programs to help our residents in becoming self-reliant homeowners. OCHA is dedicated to one purpose, providing clean, safe and decent affordable housing for low-income families and senior citizens of Oklahoma City.
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| Tulsa Housing Authority |
When Tulsa Housing Authority (THA) opened its first public housing community in 1967, there was a waiting list of 2,200 applications for the 150 available units. By 1979, THA had constructed or purchased 2,434 units of public housing. Today, THA communities provide housing to over 5,000 individuals, of which almost 3,000 are children and more than 1,100 are elderly or disabled individuals. In the Assisted Housing program, over 10,000 of Tulsa’s disadvantaged are served.
Housing options for low-income families, the creation and development of THA's Community Relations program, a Homeownership program, on-site childcare centers, on-site health care centers, and the development of a nationally recognized HOPE VI Country Club Gardens community are just some of the accomplishments that THA has realized.
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| Oklahoma Recovery & Reinvestment |
In February of 2009, President Obama and the U.S. Congress approved the American Recovery and Reinvestment Act to help kick-start the nation's economy. The landmark measure includes targeted tax relief and significant investments in such vital areas as education, transportation, healthcare, science and technology and energy-efficiency.
Oklahoma Recovery & Reinvestment website was provided for the citizens of Oklahoma to access information about the federal stimulus initiative. The Government went to a great deal of effort to help track the use of stimulus funds. Some of those include Housing & Assistance, Energy & Environment, Transportation, Business & Employment, Transportation, Budget Stabilization, Public Safety and Local Government.
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| Greater Oklahoma City Housing |
Oklahoma City offers affordable living and remains one of the most affordable major metropolitan areas in which to live. Oklahoma City was recently named the number 1 most affordable housing market of the nation's 50 largest metropolitan areas. The variety of housing options available and the simple life of a smaller community within a short commute, Greater Oklahoma City offers a wide choice of desirable neighborhoods.
One key aspect that makes Oklahoma City such a uniquely livable region is its affordability. Unlike many metropolitan areas today, you can afford to live in a quality home, while still enjoying the area's arts and entertainment, as well as traveling and engaging in other recreational interests.
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| Urban Land Institute Oklahoma City |
ULI Oklahoma exists to provide leadership in the responsible use of land and in creating and sustaining thriving communities in Oklahoma. There are hundreds of local Oklahoma members representing the entire spectrum of land use and real estate development disciplines. They are developers, builders, property owners, investors, architects, public officials, planners, real estate brokers, attorneys, engineers, financiers, academics and students.
As a trusted convener for sharing knowledge and as an unbiased source for timely land use information, ULI Oklahoma City is a critical link in improving state and local land use policy and development practices. ULI, the Urban Land Institute, is a 501(c)(3) nonprofit research and education organization supported by its members.
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| National American Indian Housing Council |
The National American Indian Housing Council (NAIHC) was founded in 1974 as a 501(c)(3) corporation. NAIHC is the only national organization representing housing interests of Native people who reside in Indian communities, Alaska Native Villages, and on native Hawaiian Home Lands.
The NAIHC is composed of 271 members representing 463 tribes and housing organizations. NAIHC is guided by a 10-member Board of Directors representing Native housing entities in nine geographical regions throughout the United States. NAIHC promotes and supports Native housing entities in their efforts to provide culturally relevant and quality affordable housing on behalf of Native people.
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| Oklahoma Homebuyer Education Association |
Oklahoma Homebuyer Education Association (OHEA) is a statewide partnership of nonprofit and business groups promoting basic family values like security, self-sufficiency, and community by enabling a diversity of Oklahomans to pursue affordable homeownership. Through quality education and counseling, more people will qualify for homeownership and succeed at owning and maintaining their homes.
OHEA provides a standardized homebuyer education curriculum that is specific to the laws and business practices within the state, training, certifying and monitoring homebuyer education professionals. OHEA's views are not limited to Oklahoma, assisting each state to the extent possible and learning from every state who shares the affordable homeownership vision.
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| Oklahoma USDA Rural Development |
USDA Rural Development is committed to helping improve the economy and quality of life in rural America. Through many programs, USDA helps rural America in many ways. Financial programs support for essential public facilities and services as water and sewer systems, housing, health clinics, emergency service facilities and electric and telephone service are a few. USDA promotes economic development by supporting loans to businesses through banks, credit unions and community-managed lending pools.
Single family and multi-family housing programs provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs in Oklahoma.
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| Oklahoma State Rural Development |
Oklahoma residents and community leaders are concerned with identifying options for diversifying their economy and establishing a long-term vision for their community. The goals of the Rural Development program are to support economic development and to provide quality community services at affordable costs. Cooperative Extension offers educational and technical assistance to aid rural leaders in promoting economic development and providing quality community services.
The programs include community and economic development, community services and infrastructure, and local government education. In conjunction with other programs, Rural Development provides communities with training and resources to help them realize and maintain a balance among the environment, economy, and social equity. The economic conditions and trends report provides detailed background data about the resources in a particular area.
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| FHLBank Topeka Community Programs |
In 1932, Congress established a system of 12 home loan banks to relieve financial strains on thrift institutions and to promote homeownership. FHLBank Topeka, a privately owned, federally chartered corporation, promotes housing and homeownership by providing wholesale products and services that help member financial institutions expand the availability of mortgage credit, compete more effectively in their markets and foster strong and vibrant communities.
FHLB Topeka serves the economic and housing needs of Oklahoma communities by providing local banks with flexible options for community development initiatives. These funds and grants have help construct more affordable housing units and have contributed to job growth throughout the region.
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| Housing Assistance Council |
Housing Assistance Council (HAC) is a nonprofit corporation that has been helping local organizations build affordable homes in rural America since 1971. HAC emphasizes local solutions, empowerment of the poor, reduced dependence, and self-help strategies. HAC assists in the development of both single- and multi-family homes and promotes homeownership for working low-income rural families through a self-help, "sweat equity" construction method.
The Housing Assistance Council offers services to public, nonprofit, and private organizations throughout the rural United States. HAC also maintains a special focus on high-need groups and regions: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.
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